Insurance is one industry that should absolutely be socialized. Actuaries are very good at estimating losses, and it could be run for the benefit of everyone at cost plus 10% admin overhead.

Profit motive has no place in insurance. They don't create, they don't innovate, market entry is prohibitive, and all they do is skim off the top and line their pockets at your expense.

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"Hey, where's Cricket?" - Kristi Noem's daughter.

If you are going to do that, why don't you cut out the middleman. If anything you own gets destroyed or damaged, have the gov't replace it. You'd really cut down on overhead that way. Of course, there would be a notable rise in claims. And the gov't, wanting votes, would pay them, and we'd go broke sooner than we are currently slated for.

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I :heart; Q

Florida will soon be one of the most expensive states to live in, with a lower than average pay scale. Oh joy!

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I was right.

Yep, just got my 6 month renewal bill.

Went up $142.65 (30%) !!!!

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Dora Hates You

Cole, weirdly enough, Florida's low wage economy (Orlando is similar to Las Vegas that way) is making it almost as unaffordable as California. There's a lot of incoming affluent retirees (baby boom) and Miami is going vertical--I think a 100 story building is on the way, 50 has become almost normal. But the state's population might peak surprisingly soon.