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Topic Title: Homeowners
Topic Summary: Insurance, that is
Created On: 01/25/2022 04:33 AM
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 01/25/2022 07:30 AM
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Fish Killer

Posts: 58892
Joined Forum: 10/09/2005

Originally posted by: dingpatch

Yep, , , , ,!!!!!!!!!!!!!



My Homeowners went up 69%. FOOK ME !!!!!



My mortgage "escrow" is $3000 short but I am lucky that I can cover it.


yeah...what about all those people that can't?

Shithead!

You voted for Biden......

FUCK YOU!

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 01/25/2022 07:35 AM
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scombrid

Posts: 17412
Joined Forum: 07/24/2003

Biden also caused natural gas prices in Europe and Asia to go up and computer chip factories in Malaysia to shut down in 2020.... He is almost as talented as the time traveling Obama who became president in 2009 but managed to go back in time and cause the 2007/2008 financial crisis that led to the great recession.

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 01/25/2022 07:36 AM
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Fish Killer

Posts: 58892
Joined Forum: 10/09/2005

Originally posted by: scombrid

30 year shingles are more like 20 year in FL with the sun and deluge rains.


30 year shingles sold in Florida have a 30 year MANUFACTURER WARRANTY!

It's legal and binding!

The insurance companies have no legal right to void this warranty.



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 01/25/2022 07:52 AM
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scombrid

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Originally posted by: Fish Killer The insurance companies have no legal right to void this warranty.
Who said anything about insurance voiding the warranty? That's not what is happening when insurance says it isn't going to cover an older roof.

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 01/25/2022 07:54 AM
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scombrid

Posts: 17412
Joined Forum: 07/24/2003

You want to make a warranty claim? Then you file with the manufacturer. Good luck with that.

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 01/25/2022 09:59 AM
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LBLarry

Posts: 4507
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Fish Killer The insurance companies have no legal right to void this warranty.


What a fucking idiot

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"Most people would die sooner than think; in fact, they do." - Bertrand Russell


"Morality is doing what is right, regardless of what you are told. Religion is doing what you are told, regardless of what is right.


If I do not answer you .... nothing personal, I just have you on ignore.
 01/25/2022 10:28 AM
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tpapablo

Posts: 37933
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Originally posted by: scombrid Biden also caused natural gas prices in Europe and Asia to go up and computer chip factories in Malaysia to shut down in 2020.... He is almost as talented as the time traveling Obama who became president in 2009 but managed to go back in time and cause the 2007/2008 financial crisis that led to the great recession.
He's a disaster. Most of us know that now. Thank God he cannot go back in time. We'd be speaking German and/or Japanese now.

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I :heart; Q
 01/25/2022 10:51 AM
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Fish Killer

Posts: 58892
Joined Forum: 10/09/2005

Originally posted by: scombrid

Originally posted by: Fish Killer

The insurance companies have no legal right to void this warranty.


Who said anything about insurance voiding the warranty? That's not what is happening when insurance says it isn't going to cover an older roof.


Pay the extra 1k+ premium or get a new roof!

Warranty voided!


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Edited: 01/25/2022 at 10:54 AM by Fish Killer
 01/25/2022 11:04 AM
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scombrid

Posts: 17412
Joined Forum: 07/24/2003

That is crazy. Insurance is priced on what they think you will cost them. They say your warranty is crap. Take is up with the manufacturer is you don't like it. I am not going to write you a policy for an old roof because you have a bullshit warranty. This is a market situation. Notice how they want a regulator to force a company to bend to them when it suits them.

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 01/25/2022 11:09 AM
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scombrid

Posts: 17412
Joined Forum: 07/24/2003

Originally posted by: Fish Killer
Originally posted by: scombrid
Originally posted by: Fish Killer The insurance companies have no legal right to void this warranty.
Who said anything about insurance voiding the warranty? That's not what is happening when insurance says it isn't going to cover an older roof.
Pay the extra 1k+ premium or get a new roof! Warranty voided!
Seriously. Warranty is between you and the manufacturer. Your phone insurance company has every right to decide that the warranty is crap and your 20 year old roof is a risk that they want to avoid. Do you not believe in free markets? Property insurance is one place where market distortions really need to be untangled to optimiZe pricing and promote risk aversion. This is especially true in fire, flood, and hurricane zones

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 01/25/2022 11:09 AM
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Fish Killer

Posts: 58892
Joined Forum: 10/09/2005

Originally posted by: scombrid

That is crazy. Insurance is priced on what they think you will cost them. They say your warranty is crap. Take is up with the manufacturer is you don't like it. I am not going to write you a policy for an old roof because you have a bullshit warranty. This is a market situation. Notice how they want a regulator to force a company to bend to them when it suits them.


Warranty voided.

FACT!

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 01/25/2022 12:25 PM
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wtf

Posts: 6843
Joined Forum: 11/23/2005

Originally posted by: Cole

But by all means, focus on trans athletes and dangerous history.

Yup qotards are getting fucked 10 ways to Sunday, yet they are only focused on idiotic culture wars.


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QOP = Terrorists
FK = Gay
 01/25/2022 12:53 PM
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RustyTruck

Posts: 28727
Joined Forum: 08/02/2004

Originally posted by: wtf

Originally posted by: Cole



But by all means, focus on trans athletes and dangerous history.


Yup qotards are getting fucked 10 ways to Sunday, yet they are only focused on idiotic culture wars.


Based post, as the kids say.

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I prefer the welfare state to the warfare state.
 01/25/2022 12:55 PM
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surfsail

Posts: 4212
Joined Forum: 07/28/2003

After the 05' hurricanes I got the top the line shingle - 40 year - paid $$$$ extra..

Why the fuck did I waste my money if they don't give me credit? Insurance companies for you..

Need to get a 20 year shingle and let them bear the brunt of the replacement cost next event - including indicental water damage..

The really fuck you since you can't buy HO without 'wind'.. If you go solo (assuming you own your home outright), get a fire or similar and you are fucked...

Make no mistake about it, the insurance industry owns the gov't - sentors etc need $ for their re-election funds..

Time for voters to wisen up and vote these fuckers out of office... .. To prove otherwise, they need to make them all offer HO 'without hurricane wind' or they can't sell anything anywhere in Florida - period..

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"Just because you are paranoid does not mean that they are not after you" - Catch 22

Edited: 01/25/2022 at 01:01 PM by surfsail

 01/25/2022 01:45 PM
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tpapablo

Posts: 37933
Joined Forum: 07/25/2003

Going to get worse under this numbskull. Two things are going on here, progs. You prog buddies in blue sates are making life so miserable for everyone, that normal people are fleeing to Florida. That drives up the cost of homes and the materials to build homes. Then, you voted for a senile president who, not unexpectedly, blew up the economy and unleashed inflation. So, you are going to pay higher prices for everything, including home insurance. You brought it on yourselves. But due to your idiotic decisions, everyone is suffering. Dems and progs will pay the price come November.

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I :heart; Q
 01/25/2022 03:44 PM
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RiddleMe

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Joined Forum: 07/21/2011

*Crickets* is all you hear while waiting for DeSantis to fix the problem he fucked.
 01/25/2022 03:56 PM
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Fish Killer

Posts: 58892
Joined Forum: 10/09/2005

Biden hurricane tax increase looming for Florida homeowners
Don Brown

With new tropical systems threatening multiple coastal states every week, there's more bad news emerging from Washington D.C., with rising concerns over the so called "Made in America" tax plan. As more details emerge on this tax proposal, it looks like a more fitting name would be the "Made in America Hurricane Tax Increase."

Floridians should be concerned, very concerned, over this tax proposal from the Biden Administration. It is clear now that this tax plan will lead to a large tax increase for Florida homeowners in the form of a new "hurricane tax."

According to new data released by the R Street Institute, Florida homeowners could see as much as a 13 percent increase in their property insurance rates totaling more than $1.6 billion if the "Made in America" tax plan becomes reality.

As the Florida and national economy continue to rebound from the negative impacts of the Coronavirus pandemic, the last thing Floridians need right now is huge tax increase thanks to the federal government. Frankly, it is appalling that some leaders in Washington, including the President, think this misguided tax plan is a good idea while many in our state continue to try to regain their economic footing after a year and a half long pandemic.

This tax plan is another example of why we all need to read the fine print. Sure, it might sound good to say we are going to tax foreign-based companies and encourage more investment in the United States. The problem is the internationally based reinsurance market is a critical component of Florida's property insurance structure.

For example, it was reported last week that that Bermuda-based reinsurance companies have paid more than $400 billion in claims costs around the United States since 1997. Those are real claims paid to real citizens who desperately needed the help during times of crisis. Without the "backup" of reinsurance, Florida's already struggling property insurance market would face even greater problems.

Maybe some leaders think they can score political points by proposing a plan that claims to just tax internationally based corporations. The problem is they are scoring those points off the backs and wallets of Florida homeowners. I urge Florida's Congressional delegation and Congressional leaders to keep the best interest of Floridians in mind and reject this bad tax plan.


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 01/26/2022 10:56 AM
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follydude

Posts: 9568
Joined Forum: 07/25/2003

Originally posted by: Fish Killer

Biden hurricane tax increase looming for Florida homeowners

Don Brown

With new tropical systems threatening multiple coastal states every week, there's more bad news emerging from Washington D.C., with rising concerns over the so called "Made in America" tax plan. As more details emerge on this tax proposal, it looks like a more fitting name would be the "Made in America Hurricane Tax Increase."

Floridians should be concerned, very concerned, over this tax proposal from the Biden Administration. It is clear now that this tax plan will lead to a large tax increase for Florida homeowners in the form of a new "hurricane tax."

According to new data released by the R Street Institute, Florida homeowners could see as much as a 13 percent increase in their property insurance rates totaling more than $1.6 billion if the "Made in America" tax plan becomes reality.

As the Florida and national economy continue to rebound from the negative impacts of the Coronavirus pandemic, the last thing Floridians need right now is huge tax increase thanks to the federal government. Frankly, it is appalling that some leaders in Washington, including the President, think this misguided tax plan is a good idea while many in our state continue to try to regain their economic footing after a year and a half long pandemic.

This tax plan is another example of why we all need to read the fine print. Sure, it might sound good to say we are going to tax foreign-based companies and encourage more investment in the United States. The problem is the internationally based reinsurance market is a critical component of Florida's property insurance structure.

For example, it was reported last week that that Bermuda-based reinsurance companies have paid more than $400 billion in claims costs around the United States since 1997. Those are real claims paid to real citizens who desperately needed the help during times of crisis. Without the "backup" of reinsurance, Florida's already struggling property insurance market would face even greater problems.

Maybe some leaders think they can score political points by proposing a plan that claims to just tax internationally based corporations. The problem is they are scoring those points off the backs and wallets of Florida homeowners. I urge Florida's Congressional delegation and Congressional leaders to keep the best interest of Floridians in mind and reject this bad tax plan.




Quick question, Sugarbetes, what is the status of the Made in America Tax Plan?



 01/26/2022 11:09 AM
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scombrid

Posts: 17412
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Originally posted by: Fish Killer For example, it was reported last week that that Bermuda-based reinsurance companies have paid more than $400 billion in claims costs around the United States since 1997.
Wonder what kind of incentives have them offshore.

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 01/26/2022 11:17 AM
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tpapablo

Posts: 37933
Joined Forum: 07/25/2003

Originally posted by: scombrid
Originally posted by: Fish Killer For example, it was reported last week that that Bermuda-based reinsurance companies have paid more than $400 billion in claims costs around the United States since 1997.
Wonder what kind of incentives have them offshore.
Bad laws and regs in the U.S. So they went to a better place.

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I :heart; Q
FORUMS : National Enquirer (FORMERLY NSR) : Homeowners

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